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February 7, 2017


About Me

My name is Michael Lacy and I am the Founder of Black Sheep Finance.

The most relevant part of my story starts back in 2014 when I married an amazing woman, Taylor Lacy. Shortly after that perfect October day, we realized that we were not on a great track financially.

While we made decent incomes, we noticed that we had a problem with overspending and borrowing other peoples money to do it.

We created a plan (that I now teach others), and immediately got to work knocking out our debt.

After paying off over $61,000 worth of debt in only 16 months, I began to share our story and plan with family and friends in hopes of inspiring them to begin their own journey towards financial freedom.

The result has been helping friends, family, and clients pay off hundreds of thousands of dollars in debt! I’m truly honored that God has entrusted me with these gifts, and I plan to continue maximizing them to not only help others, but to, most importantly, glorify Him.

Having grown up in a poverty-stricken area to now having grown our net worth by over $110,000 in just under three years, my life-journey has more than prepared me to be able to connect with you regardless of where you are.  My specialties include: creating a monthly spending plan, debt elimination, and retirement planning.


Join our Winning Towards Wealth program and let us help you build a customized financial plan that works for you.

Michael and the legendary Dave Ramsey