Thanksgiving 2016 is a week I’ll never forget.
As you can probably tell by the title, that week SUCKED!
It all started the day before Thanksgiving when I got the call that my aunt, who had been in the hospital for a few weeks, was getting ready to begin chemo and was not expected to live through the initial treatment.
To say that my family was caught off guard would be a major understatement.
My wife and I dropped everything and rushed up to East Texas for the next 3-4 days to be with my family.
Once there, we were told that there was absolutely no way Faith (ironic name, huh) would make it to Christmas even if she pulled through the initial treatment. She went deaf temporarily, my family was begged to sign a Do Not Resuscitate form, and we even discussed hospice options.
It was a rough holiday season to say the least.
Prayers prevailed, and on April 12th, 2017, Faith got to ring the bell before leaving the hospital signifying that she was cancer-free.
She is still recovering, but is in much better shape now than she was in April.
Life has a funny way of teaching us valuable lessons during our toughest times.
See, while there were times of major uncertainty as it relates to Faith’s life, one thing Taylor and I never worried about was being able to afford anything that needed to be taken care of during that time.
The discipline and sacrifices we have made financially for over 3 years were so worth it in those moments.
Sure there were tears shed and fears present, but the last thing we had to worry about was, “Can we afford to make the trip?”
When little things popped up unexpectedly during that time, we were able to take care of them financially so that my grandparents could focus on what they needed to focus on.
When other family members needed some help with gas, lodging, food, etc from the many overnight stays, we always had it to pitch in without ever expecting anything back in return.
I took that picture of my nephew at the hospital, and getting to share it with my family brought all of us so much joy during a challenging time. Seeing their faces made me so grateful to be able to make that trip and spend that time with them.
What you have to understand is, making financially responsible decisions today, brings you financial peace tomorrow.
See, when you have no debt and an emergency fund in place, financial emergencies lose some of their sting.
Having to deal with a blown tire is a nightmare when you’re living paycheck to paycheck. Once you’re consumer debt free with 6-9 months of expenses in the bank, that same situation is just an annoyance.
If you’re not prepared, an unexpected trip to the emergency room becomes devastating financially. With an emergency fund, you get to focus totally on getting better.
Receiving a call that your family needs you immediately can be terrifying, but not having to stress about money alleviates some pressure.
Not owning the hottest electronics becomes a worthy sacrifice in those moments. The years we spent without cable all became worth it during that time. You reap the rewards of deciding to cook instead of dining out in THOSE moments.
I’d ask you to trust me on this, but I’d rather you see for yourself.
How would it feel to not stress over finances while you’re already in the middle of a crisis? Why would you want to rely on debt during an emergency? What is financial peace worth to you?
Those are the questions you must ask yourself.
In the meantime, just know that you will have a rainy season in life, and it’s much easier to handle if you’re prepared financially.
I would love the opportunity to work with you on a financial game-plan if you’re as clueless as I was a few years ago. Click here to book an appointment.
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