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Do You Recommend Debt Consolidation?

Debt Consolidation is risky. It usually only treats the symptom of the problem, and not the root cause.

Personal finance is 20% knowledge and 80% behavior. Debt consolidation doesn’t deal with the behaviors; it only moves the debt to another place. What tends to happen more often than not is folks end up in worse financial shape as a result because they end up taking on even more debt later.

For that reason, we do not recommend it. To learn more, you can read this post that goes more in-depth.

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