My life concerning finances was horrible until I sat down with Michael. My wife and I could never figure out why we were living paycheck to paycheck with an $80,000 income. He showed us how to save as well as get out of debt. Since then, we’ve paid off credit cards and have been more conscience of our spending. We now have a savings account and we’re working on building a home. He showed and explained to us the snowball method which we are using. I encourage anyone that’s really serious about their financial future to please sit down with him. The knowledge and information he shares is simply amazing and is guaranteed to help you.